Acceptable use
You may use the site for personal, educational, or planning purposes. Please avoid abuse, scraping that harms performance, or attempts to break the system.
Usage terms
Terms of Use
Web Utility provides general-purpose planning tools and information. The pages are meant to help users think more clearly, not replace professional advice or official guidance.
No professional advice
Calculators and summaries are estimates. Finance, health, and education pages should always be checked against official or professional sources when the outcome matters.
Liability disclaimer
The site is provided as-is. While the content is built carefully, outcomes can vary based on assumptions, local rules, and the information entered by the user.